Payment Timelines

Timing is everything. Our payment schedules tell you everything you need to know to make your payment on time.
Please note that the times given below do not take fx timelines into consideration.

Currency (ISO) Priority
(SWIFT)
Regular
(Local)
Cut off times
Priority (GMT)
Regular Guides
Banner ImageAustralian Dollar (AUD) 1 Day Banner Image 2:00 pm Banner Image Payment guide (AUD)
Currency pairs (AUD)
Banner Image Bahrain Dinar (BHD) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (BHD)
Banner Image Bulgarian Lev (BGN) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (BGN)
Banner Image Canadian Dollar (CAD) 0 Day Banner Image 2:00 pm Banner Image Payment guide (CAD)
Currency pairs (CAD)
Banner Image Chinese Yuan (CNY) 2 Day Banner Image 4:30 pm Banner Image Currency pairs (CNY)
Banner Image Croatian Kuna (HRK) 1 Day Banner Image 2:00 pm Banner Image
Banner Image Czech Koruna (CZK) 1 Day Banner Image 4:30 pm Banner Image Currency pairs (CZK)
Banner Image Danish Krone (DKK) 1 Day 1 Day 4:30 pm 4:30 pm Payment guide (DKK)
Currency pairs (DKK)
Banner Image Euro  (EUR) 0 Day 1 Day 2:00 pm 2:00 pm Payment guide (EUR)
Currency pairs (EUR)
Banner Image HongKong Dollar  (HKD) 1 Day 0 Day 2:00 pm 12:00 pm Payment guide (HKD)
Currency pairs (HKD)
Banner Image Hungarian Forint  (HUF) 1 Day Banner Image 4:30 pm 4:30 pm Currency pairs (HUF)
Banner Image Japanese Yen  (JPY) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (JPY)
Banner Image Kenyan Shilling  (KES) 1 Day Banner Image 2:00 pm Banner Image
Banner Image Kuwait Dinar  (KWD) 1 Day Banner Image 2:00 pm Banner Image
Banner Image Mexican Peso  (MXN) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (MXN)
Banner Image Israeli Shekel  (ILS) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (ILS)
Banner Image New Zealand Dollar  (NZD) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (NZD)
Banner Image Norwegian Krone  (NOK) 1 Day 1 Day 4:30 pm 4:30 pm Payment guide (NOK)
Currency pairs (NOK)
Banner Image Omani Rial  (OMR) 1 Day Banner Image 2:00 pm Banner Image
Banner Image Polish Zloty  (PLN) 0 Day 1 Day 9:45 pm 4:30 pm Payment guide (PLN)
Currency pairs (PLN)
Banner Image Qatar Rial  (QAR) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (QAR)
Banner Image Romanian Leu  (RON) 1 Day Banner Image 4:30 pm Banner Image Currency pairs (RON)
Banner Image Saudi Riyal  (SAR) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (SAR)
Banner Image Singapore Dollar  (SGD) 1 Day 3 Day 2:00 pm 12:00 pm Payment guide (SGD)
Currency pairs (SGD)
Banner Image South African Rand  (ZAR) 0 Day Banner Image 9:45 pm Banner Image Currency pairs (ZAR)
Banner Image Swedish Krona  (SEK) 0 Day 2 Day 9:45 pm 4:30 pm Payment guide (SEK)
Currency pairs (SEK)
Banner Image Swiss franc  (CHF) 0 Day Banner Image 9:45 pm Banner Image Currency pairs (CHF)
Banner Image Thai Baht (THB) 2 Day Banner Image 4:30 pm Banner Image Currency pairs (THB)
Banner Image Turkish Lira (TRY) 1 Day Banner Image 4:30 pm Banner Image Currency pairs (TRY)
Banner Image Ugandan Shilling (UGX) 2 Day Banner Image 4:30 pm Banner Image
Banner Image UK Sterling (GBP) 0 Day 0 Day 2:00 pm 2:00 pm Payment guide (GBP)
Currency pairs (GBP)
Banner Image United Arab Emirates Dirham (AED) 1 Day Banner Image 2:00 pm Banner Image Currency pairs (AED)
Banner Image US Dollar (USD) 0 Day 0 Day 4:30 pm 4:30 pm Payment guide (USD)
Currency pairs (USD)

Financial Terminology

0 Days = T+0 (TOD, or same day)

1 Days = T+1 (TOM, or next day)

2 Days = T+2 (Spot)

3 Days = T+3 (Spot + 1)

Priority (SWIFT) = The duration it takes to make a payment via SWIFT.
Regular (Local) = The duration it takes to make a local payment in the same country.
Cut off times = These are the times funds must be received and cleared by Excel Currencies in order to honor your instruction.
Guides = These are associated resources available on Excel Currencies:
Currency pairs:currencies available pairs, e.g. GBP to USD
Payment guides: guidance on how to make a payment in the associated currency
Image Image
Governing Bodies and Registrations

Excel Currencies ltd are fully registered by both the FCA (Reg No:540484) and HM Revenue & Customs (MSB No: 12190705) as a Money Services Business. Excel Currencies ltd are also members of the UK Money Transfers Association (MTA) and the Association of International Property Professionals (AIPP).

Security of Funds

Excel Currencies ltd operate a Safeguarding Client Account System which protects all funds in these accounts against any liabilities that Excel Currencies ltd may have. These accounts are held with Barclays Bank plc and each account is segregated individually.

Excel Currencies Ltd, Enterprise House, 8 Essex Road, Dartford, Kent DA1 2AU

Registered in England and Wales, No. 05171054

Copyright © Excel Currencies Ltd 2018. All Rights Reserved.

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