Why Excel Currencies?

Our customers rate our service 4.9 stars on Trustpilot and send money overseas for all sorts of reasons. These include; buying a holiday home abroad, emigrating to a new country, paying for tuition fees or simply sending money to family and friends. We are trusted by thousands of customers each year and here are some of the reasons they rate us so highly.


Authorised by the Financial Conduct Authority - 911228. Safety of client funds is and always has been our top priority. Your money is segregated and when appropriate, safeguarded in line with FCA policy. Safe and secure since 2004.

Save up to 90%

Banks can take 5% of the total amount you send & charge a transfer fee, meaning we can be up to 9x cheaper.


Making a transfer is easy, you can do it online, over the phone, via email or in person.


For times when you need to transfer money urgently, you will be happy to know that we can credit your funds in as little as 2 hours.

What We Have Achieved So Far!
Our impressive numbers will give you the confidence that you have chosen the right FX and payments provider.

  • 30kImageRegistered clients from
    around the world
  • 150kImagePayments completed
  • 120+ImageCountries that we have
    made payments to
  • Image 9.8ImageOur EXCELLENT
    customer review
    score on Trustpilot
  • £2BImageTraded on behalf of personal
    and business customers

A Few Words From Our Customers

Rated 4.9 / 5 based on 776 reviews. Showing our latest reviews.
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Michael & Suzanne
Baroness Karren Brady
Sam & Stacey
See hundreds more 5 star reviews here

How It Works

We hate banks and the unfair way they do business. We believe in great exchange rates and exceptional customer service, so we are crafting our customers experience around making things simple, easy and fair.

Managing Director

Ways To Transfer

There are several ways in which you can trade with us. You can book transfers yourself via our online platform on your computer or tablet or email/call us to arrange the transfer for you. You should also take a look at our award winning multi currency E-wallet. This product makes the whole process much quicker by allowing you to pre-fund your account before you arrange your transfer. It will also allow you to hold balances in 35 different currencies.  

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Conversion Options

There is more than one way to make your bed and the same can be said when converting currency. Have a read at some of the options available to you and should you have any questions then please feel free to ask our friendly team.

Regular Payment

Simply set up a standing order with your Bank to us and as soon as we receive your funds, we will release your payment to the chosen account.


Our fastest conversion for when you are in a hurry, turnaround time for this is usually between 30 mins - 2 hrs.


Gives you the flexibility to secure your rate and send funds in over the next 5 days without the need for a deposit.


A ‘buy now, pay later’ option allowing you to secure the rate now, for a date in the future. A deposit is usually required for this contract.

Market Order

Gives you the option to place an order to convert when the market hits the exchange rate you require or protect you from the rate falling below the minimum rate you need.


Market Data

Our daily report on the factors affecting the currency markets.

Read More Ian Says Image

We encourage our customers to read our market reports, as knowing what could happen before it happens, is key to obtaining the best rates. My tip comes from Ireland during my time in the scouts, ‘Bi Ullamh’ (Be Prepared) to buy at the right time and not at the last minute. 

Market Analyst & Senior Account Manager

Information Centre

TThe Information Centre is a handy resource, that can be used for keeping up with market movements or to use as a reference for some frequently asked questions.



Our friendly team is on hand to deal with any queries you may have.

Read More Ciara Says Dots Dots

Customers have this misconception that because we facilitate Bank transfers, that our client support would reflect that of a Banks. Almost all customers that use our support team, are then surprised to find that we will answer your call within 3 rings, we will assist in every step of the account opening process and if you already have an account, that no raised query will go unanswered. My tip is to encourage our customers to use our support team no matter how small the query may be. We are here to make your experience with us pleasant and stress free. 

Payments & Support Manager


Our payment fees start from £0. See our transparent pricing here...

Read More Dan Says Dots Dots

As a business we have never charged customers a transfer fee. Combine this with our ability to make funds available on the very same day that you secure your rate and we give you a process that is quicker and cheaper than ever before. There will be times when a customer will want to send multiple payments, and this is when a charge may be applied. My tip is centred around Euro payments and the fact that although regular payments take 24-48hrs, the majority of these clear within 24hrs.

Office Manager


Extremely useful rate alerts and charts.

Read More Jamie Says Dots Dots

I constantly get great feedback from personal and business customers about our automatic rate alerts. They say it’s a headache having to constantly keep an eye on where the rate has moved and the biggest disappointment comes from customers who missed out when the rate was high. My tip is you should either place an order to buy at the rate you want or at the very least setup a rate alert so you can be notified when your desired rate has been reached. 

Senior Account Manager
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Governing Bodies and Registrations

Excel Currencies are a fully Authorised Payment Institution with the UK Financial Conduct Authority. ( Ref: 911228) and HM Revenue & Customs (MSB No: 12190705) as a Money Services Business. Excel Currencies ltd are also members of the UK Money Transfers Association (MTA) and the Association of International Property Professionals (AIPP).

Security of Funds

Excel Currencies ltd operate a Safeguarding Client Account System which protects all funds in these accounts against any liabilities that Excel Currencies ltd may have.

Excel Currencies Ltd, Enterprise House, 8 Essex Road, Dartford, Kent DA1 2AU

Registered in England and Wales, No. 05171054

Copyright © Excel Currencies Ltd 2023. All Rights Reserved.

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