Home Innovators in forex, experts in business,always aiming for perfection in customer service.
Tel +44 (0) 1322 22 11 21 Fax +44 (0) 1322 22 11 30 Email
Client Login Live Help ON Live Help OFF

Personal Transfers

Personal

Making international payments can be a complex and expensive task. Whether you are emigrating, buying or selling a property overseas, sending small amounts to cover mortgage payments or even purchasing one off items such as a car or yacht. Excel Currencies industry-leading foreign exchange service and rates will guarantee to save you money.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Overseas Property

As a Leading International Payment Specialist, FX is all we do and all we’ve done since 2004. We understand that sending a large sum of money is a daunting prospect for most people, so here is how we can help.

What can we do for you?

When buying or selling a property abroad, Excel Currencies can save you as much as 3% on the price of your property. We Bridge the Gap between the Inter-Bank Rates and the Rates a Client would receive from a High Street Bank. We have helped over 20,000 people buy and sell property overseas, so we have the expertise to help you through the payment process from start to finish. With our knowledge on the currency markets and property buying/selling process, we are able to help you every step of the way and ensure you receive the best deal possible for your money. When purchasing the currency it is important to buy at the right time, so why not let one of our experienced currency brokers guide you through the different financial options available to you, such as forward contracts, spot deals and limit orders. Once abroad you may need to be making smaller transfers such as Mortgage or Pension payments. We can also take care of these payments for you as we have no minimum amounts to transfer and again charge no fees or commissions for doing so.

Below is a table showing the differences between Excel Currencies and UK banks.

Bank

Amount

Exchange Rate

Transfer Fee

Transfer Time

Total Cost

Saving

Barclays

€ 100,000.00

1.1272

£20.00

3-5 Days

£88,735.40

£2,676.88

HSBC

€ 100,000.00

1.1249

£20.00

3-5 Days

£88,916.79

£2,858.27

RBS

€ 100,000.00

1.1224

£25.00

3-5 Days

£89,119.80

£3,061.28

Natwest

€ 100,000.00

1.1182

£30.00

3-5 Days

£89,459.44

£3,400.92

First Direct

€ 100,000.00

1.1136

£25.00

3-5 Days

£89,823.85

£3,765.33

ECFX

€ 100,000.00

1.162

Free

Same Day

£86,058.52

 

Source: www.currencyfinder.co.uk 20/05/2015 - An independent price comparison site finding the best foreign exchange rates.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Overseas Education

No doubt there will be all sorts of fees you will need to pay towards education overseas, such as tuition and living costs. When making these transfers regularly, you will want to know you are getting the best value for money and that it’s getting to the destination in a much faster time.

Using the Bank to do these transactions will add unnecessary fees, time and charges along with an already bad exchange rate. Let us take care of these payments for you and we will ensure your money goes further.

This table shows the differences between Excel Currencies and the high street banks.

Bank

Amount

Exchange Rate

Transfer Fee

Transfer Time

Total Cost

Saving

Barclays

€ 100,000.00

1.1272

£20.00

3-5 Days

£88,735.40

£2,676.88

HSBC

€ 100,000.00

1.1249

£20.00

3-5 Days

£88,916.79

£2,858.27

RBS

€ 100,000.00

1.1224

£25.00

3-5 Days

£89,119.80

£3,061.28

Natwest

€ 100,000.00

1.1182

£30.00

3-5 Days

£89,459.44

£3,400.92

First Direct

€ 100,000.00

1.1136

£25.00

3-5 Days

£89,823.85

£3,765.33

ECFX

€ 100,000.00

1.162

Free

Same Day

£86,058.52

 

Source: www.currencyfinder.co.uk 20/05/2015 - An independent price comparison site finding the best foreign exchange rates.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Emigrating

Emigrating to a new country is an exciting but stressful experience. Let Excel Currencies offer you a helping hand and take some of the weight off your shoulders, by ensuring you leave with the most amount of money possible.

Emigration

Emigrating is a life changing experience for anyone, but with Excel Currencies at your side, we can make the process a little easier. We ensure you do not get stung by the Banks, by offering a guaranteed unbeatable exchange rate to all of our clients.

By offering our expert analysis on the FX markets and advising you when the best time is to buy your currency, we will be able to save you thousands more than just accepting what the rate is on the day that you need to transfer.

Our Goals and Aims are simple. To offer you a Better Exchange Rate, Quicker Payments, No Fees and give you the Opportunity to Understand and Interact with our Dedicated dealers on a Personal Level. We are fully authorised by the FCA (formerly the FSA) and Comply with all rules and regulations. Our customer service centres are open 24 hours a day, 5 days a week.

Once abroad you may need to be making smaller transfers such as Mortgage or Pension payments. We can also take care of these payments for you as we have no minimum amounts to transfer and again charge no fees or commissions for doing so.

Below is a table showing the differences between Excel Currencies and UK banks.

Bank

Amount

Exchange Rate

Transfer Fee

Transfer Time

Total Cost

Saving

Barclays

€ 100,000.00

1.1272

£20.00

3-5 Days

£88,735.40

£2,676.88

HSBC

€ 100,000.00

1.1249

£20.00

3-5 Days

£88,916.79

£2,858.27

RBS

€ 100,000.00

1.1224

£25.00

3-5 Days

£89,119.80

£3,061.28

Natwest

€ 100,000.00

1.1182

£30.00

3-5 Days

£89,459.44

£3,400.92

First Direct

€ 100,000.00

1.1136

£25.00

3-5 Days

£89,823.85

£3,765.33

ECFX

€ 100,000.00

1.162

Free

Same Day

£86,058.52

 

Source: www.currencyfinder.co.uk 20/05/2015 - An independent price comparison site finding the best foreign exchange rates.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Special Buy

Whether you are looking to buy a timepiece, car, yacht, horse or even an aircraft. Excel Currencies will provide you with the best exchange rates when importing high valued items from abroad.

This table shows the differences between Excel Currencies and the high street banks.

Bank

Amount

Exchange Rate

Transfer Fee

Transfer Time

Total Cost

Saving

Barclays

€ 100,000.00

1.1272

£20.00

3-5 Days

£88,735.40

£2,676.88

HSBC

€ 100,000.00

1.1249

£20.00

3-5 Days

£88,916.79

£2,858.27

RBS

€ 100,000.00

1.1224

£25.00

3-5 Days

£89,119.80

£3,061.28

Natwest

€ 100,000.00

1.1182

£30.00

3-5 Days

£89,459.44

£3,400.92

First Direct

€ 100,000.00

1.1136

£25.00

3-5 Days

£89,823.85

£3,765.33

ECFX

€ 100,000.00

1.162

Free

Same Day

£86,058.52

 

Source: www.currencyfinder.co.uk 20/05/2015 - An independent price comparison site finding the best foreign exchange rates.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Regular Transfers

If you are making regular payments abroad, our FX experts can provide a tailor made service that makes sure you never need to worry about making a transfer again. Our Regular International Payments Team ensure your money is sent without any cost whatsoever and in the quickest possible way to suit your needs.

Once you have set up your Overseas Regular Transfer Plan with us, you can sit back and relax, safe in the knowledge that your money will automatically be taken by Direct Debit or standing order and transferred to your chosen account. Whether mortgage, maintenance, pension or simply living expenses, we can take of the whole process for you.

With Excel Currencies as your FX Specialist, you can expect;

  • Extremely Competitive Exchange Rates and a Guarantee to Beat any Bank Exchange Rate
  • Zero Transaction Fees, 0% Commission taken, No Fees
  • Same Day and/or Next Day International Payment System
  • Same Day Value, SPOT and Forward Contracts available
  • A Dedicated Personal Currency Broker and Payment Team
  • Client Funds held in Separate, Secure, Segregated Accounts
  • Most Currencies Covered
  • Send Money to over 80 Countries
  • Live up to date Market Analysis

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

One-Off Payments

It takes minutes to open an account with us and we can save you potentially thousands when transferring money overseas. Whether buying a property abroad or planning an overseas wedding, it costs nothing to transfer with us and we guarantee to give you the best rate out there.

With Excel Currencies as your FX Specialist, you can expect;

  • Extremely Competitive Exchange Rates and a Guarantee to Beat any Bank Exchange Rate
  • Zero Transaction Fees, 0% Commission taken, No Fees
  • Same Day and/or Next Day International Payment System
  • Same Day Value, SPOT and Forward Contracts available
  • A Dedicated Personal Currency Broker and Payment Team
  • Client Funds held in Separate, Secure, Segregated Accounts
  • Most Currencies Covered
  • Send Money to over 80 Countries
  • Live up to date Market Analysis

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Available Contracts

Exchange Rates change twice a second and there are many strategies that we can put in place to hedge your risk. We offer a range of hedging tools to help our clients manage their FX exposure.

Spot Contracts

You can buy currency immediately as a 'spot' purchase, so called because you are buying currency on the spot. Settlement for a purchase of this type is 3 working days and upon receipt of cleared funds a transfer can take place. A spot purchase would normally satisfy someone who has an immediate requirement for the currency and wants to exchange right away.

Forward Contracts

Forward contracts are available for both businesses and individuals wishing to protect themselves from the risks of an ever-moving market. They allow you to lock into an exchange rate for a period of up to two years, giving you access to a fixed rate for the duration of your contract. Having the Forward Contract in place means you can concentrate on growing your business instead of worrying about exchange rates.

Limit Order

If you would like to target a rate that’s not currently available in the market, then market orders could help you achieve this. This allows you to set an Exchange Rate above the current market rate and purchase the amount you want when the rate has been reached.

Stop Loss

This allows you to set a 'worst case' scenario Exchange Rate lower than what the current market level is showing. If the market moves against you, this type of order will be automtically triggered, locking you in at that rate and protecting you from further losses.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Online Platform

ECFX - Excel Currencies Foreign Exchange Online

Our Online technology is the best in the market place and provides you with our currency services online, an alternative approach to traditional voice broking.

Enabling you to manage your international foreign exchange and payment requirements proactively, protecting your bottom line and maximising your profitability from overseas transactions.

Our one-stop solution enables you to monitor your desired exchange rates, buy and sell, view balances and statements and make payments and settlements all at the click of a button.

On top of saving you time - it's FREE!

Using ECFX Online complements traditional voice broking methods.

Why use ECFX over your current arrangements?

1Achieve guaranteed better pricing than your current currency provider *terms apply

2Buy Or Sell Currency and make a payment within 60 seconds or 4 clicks

3Print online payment confirmation to show your beneficiary

4Our Financial tools enable you to automatically purchase currency at the rates you desire

5Receive FREE statistics, graphs and market analysis

6Make global payments within hours, giving you full control of your money

7Buy or Sell Currencies 24hrs 5 days a week, 24/7 coming soon

Benefits

ECFX live trading is a more convenient method than telephone broking. However, you are still assigned a personal currency broker to assist in making those crucial decisions. Take full control of your money, whenever you require. Our 24 hour live trading platform enables you to action trades wherever you are, making global payments easy. You can even set authority levels for your staff within your business saving not only money, but time and additional stress too.

Below are some of the services of ECFX:

Key features

  • Convert amounts from as little as $1
  • Over 300 currency pair combinations
  • Guaranteed conversion rates at time of trading – no guessing, no risk
  • Real-time activity reporting
  • Payment tracking
  • Pre-validations of beneficiary details to minimise payment errors
  • Non-SWIFT payments to guarantee delivery amount
  • 100% price transparency – we tell you exactly what we earn
  • Aggregation of multiple currency price sources to ensure best prices
  • Local fund collections in 8 countries with more being added soon
  • Secondary payment authorisations (4-eyes)
  • Bulk payment uploads from .csv files
  • Net and aggregate settlement of funds
  • 24/5 Trading with 24/7 coming soon
  • Full transaction management and activity history
  • Highest levels of security
  • Log on anywhere in the world to trade

Getting Started

Heres how to get started:

  1. First thing you will need to do is open an account with us, either as an individual account or as a business account. This is totally free of charge and can be opened for you in approximately 8 minutes.
  2. Once your account is opened with us, you can either open a demo account via the website or give us a call and request one. Once again, this service is free of charge.
  3. Once you try out the demo account, and your happy with what you see, let us know, and we will get you a live account.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Open Account

Registering with Excel Currencies is free and takes literally minutes to set up. Most importantly you are under no obligation at all to transfer with us.

Why not keep your options open and compare us to others in our industry? Complete the form online and you will have access to our fantastic service and the best exchange rates on the market.

Choose from one of the options below...

Open account Live Dealer Request Callbackor call +44(0) 1322 221121

Converter Rate Alerts
Ticker And Converter Display Rates Are Offline - Please Login For Live Pricing Or Call Your Trader
Security

When buying or selling currency with us, your funds are held either in pooled client trust bank accounts, which meets the requirements set down by the FCA. Funds can be used to fulfil the contractual obligations...

Read more
Testimonials
  • "As you know my business has being feeling the strain with the current weakness of the pound but since working with your company my business has protected its se…"

    Read more
  • "I would just like to say that after using my business bank and numerous competitors of yours over the last 4 years I am truly glad to see the back of them. Your…"

    Read more
  • "Very professional team, always on hand to deliver what I need even at 04.30 am. I value this partnership as its helping my business grow and recommending them t…"

    Read more
  • "I would just like to say thank you to everyone at excel currencies for all your help with my transfer. I got a great exchange rate compared to the banks aswell …"

    Read more
  • "Just wanted to says thanks for the help with the transfer, you saved me a lot of money by guiding me through out my transfer, so ill definately continue using y…"

    Read more
Market Reports
  • Daily Forecast15th Nov 2017

    Good morning everyone, Yesterday evening, the Bank of England MPC’s Jon Cunliffe – who voted against the rate rise earlier this month…

    Read more
  • Weekly Forecast24th Oct 2017

    Hi everyone, We start the week slightly down from last week's trading and with a quiet week ahead data-wise for the UK, we are not expec…

    Read more
Partners
  • ECFX Partners

    Estate Agents, Developers, Emigration Experts

    We treat our customers like lifetime partners, a necessity in business today. Rest assured your customers will be treated the same way..

    Read more
  • Referral and Agent Scheme

    Rewards!

    Who do you know that can save money using ECFX too? It's rewarding to recommend, see how....

    Read more